Mandeville Real Estate

Save Thousands of Dollars by choosing a Realtor!

Let’s face it, money is a huge motivator especially in today's economy and the surliest sign of intelligence is a person who saves money.  Did you know that the National Association Realtors shows us that home owners who choose a "highly successful Realtor" actually save an average of 9% on the sale of their home, thus saving the brokerage fee cost.  The biggest savings for consumers comes from negotiation contracts, pricing the home for maximum profits and time on the market. 

It cost home owners each month a home goes with out selling.  Consider mortgage, taxes, utilities, maintenance and upkeep just to name a few.  A fast sale allows home owners to take advantage of the historically low interest rates.  If your not buying, considerer the buyers purchasing homes.  Rate hikes discourage them from buying and some have to drop down in the price of a home in order to qualify at the increased rate.

If savings thousands of dollars on the sale of your home interest you, give me a call. . .985-674-1111 

P.S. Check out our website  www.WayneTurnerGroup.com  for tips on preparing your home for the market.

Getting Approved is Fast and Easy!

The process to get approved is easier than one might think.  Take the monthly gross income that you make.  This is the amount before taxes are taken out of your income.  Subtract your monthly payment obligations such as credit card payments, medical bills, student loans and car payments.  Don't include cell phone, electric bill, rent or current mortgage payment.  That money will be applied toward your new home.  After subtracting those amounts, multiply it by 30%.  This is the payment the mortgage company will allow for you to pay in a monthly mortgage payment. 

If you have a credit score of 620 or higher I can get you into a home for only $500 out of your pocket.  I have hundreds of homes available with sellers willing to pay your closing cost. 

Check out my web site www.NolaPropertyFinder.com to sell "All Realtor Listing" for sale in the entire St. Tammany Parrish. 

Also check out www.WayneTurnerGroup.com for access to all by owner properties.

Save $91,000 From Buying a Home!

Make no mistake about it if you have seen the news or read the papers you can quickly see that interest rates are back at record lows.  Rates have not been this low in 53 years.  In 1986 a 30 year fixed rate mortgage was 11½%.  If you bought a $165,000 house back then your mortgage payment would have been $1,633 a month.  If you were to buy a $165,000 home today with the interest rate of 4.875% your monthly payment would be only $873.00 a month.  That’s a monthly savings of $760.00 on your monthly payment if you buy today verses buying the same priced home 23 years ago. 

The qualifying income to purchase that home in 1986 was $65,000.  If you bought that same home today your qualifying income would need to be only $35,000.  Knowing that the average income is considerably higher today than 23 years ago and that everything we purchase has gone up; gas, rent, milk, automobiles, etc.  Seeing the difference in these numbers gives consumers a huge advantage of owning a home today verses 23 years ago.  If you bought a home today verses in 1986 and kept the home for 10 years you would save $91,200.  This is the equity you gain from purchasing a home in today’s market.  The old saying goes you make your money when you buy. . .It’s time to buy a home and make money!

If you would like to talk with a trusted lender to see about buying a home, drop me an email.  Don’t forget to view “All Realtor Listings” at www.WayneTurnerGroup.com

Payments based on a 30 year fixed rate of 4.875%.   Total APR is 5.85%  Buyer can use the lender of their choice.  Rates subject to change.  

Horses! Horses! Just reduced to $999,000! 

36 stall barn in Covington, LA.  Complete with two apartments, indoor arena, 25 acres of cleared land with beautiful live oaks.  Property is completely fenced.  Great boarding facility or live in the apartments while you build your dream home.  Just a short drive to New Orleans. 

For additional photos of this property visit www.WayneTurnerGroup.com

For a private viewing, or for more properties located in south Louisiana's horse country, call our team specialist Catherine Lanaux at 985-237-0255.

Choose a Realtor with a Track Record for Success

Those who know Wayne Turner realize his passion and zeal for real estate.  “Selling homes in Mandeville, Louisiana is a ton of fun.  The people, schools and shopping are in St. Tammany Parish are fantastic, says Turner.”  He and his team of professionals are always looking to perfect their craft.  As a result, they continue to be a leader for homes sales across the Nation.  Many home owners today have come to Turner and his team because of their unique approach to home buying and selling.  “We make it fun, simple and stress free”, says Turner.  “Buying a home should be a time in your life where you can share in the experience with family and friends.  We expose our properties and do it fast, says Turner.”  When you hire us we’re always ready to go.  Knowing that over 92% of home buyers us the internet as their leading source for home searching, Turner and his team make sure the properties they list are on hundreds of websites fast.  “Virtual tours are placed on every property we list, full color brochure are placed on the home within hours of signing the agreement to list.  It just takes one person to buy a home and we never want to miss that opportunity to get our listings in front of as many people as possible.  We know buyers tend to view the homes with virtual tours before any others.” says Turner’s.  Turner and his team have hundreds of potential buyers looking for homes through their numerous websites, including their most poplar visited site, www.WayneTurnerGroup.com  and the latest site www.NolaMarketValues.com which allows Mandeville and surrounding home owners to learn the value of their home in real time. 

If your consider selling or buying a home give us a call. . .985-674-1111

www.NolaMarketValues.com

Did you know that over 43% of homes listed for sale never get sold?  This is in large part because of the information used in determining home values is misconstrued and sometimes dated information.  We have taken the guess work out of pricing a home to sell in Mandeville Louisiana. 

Ever drive through your neighborhood and wonder the value of your home?   Our cutting edge home selling solution stops the guessing and gives you the most up to date sales data of homes in your neighborhood.  Plus you get a revised market analysis every 30 days emailed directly to your inbox.  It’s fast, easy and reliable.  Simply log onto www.NolaMarketValues.com to get the true value of your home.  

P.S. If you know of a friend, family members, or colleagues at work talking about selling their home, forward them this Blog.  They will get their homes approximate value in real time.   

No Processing or Transaction Fees – Many real estate firms charge an extra fee in addition to the commission on the sale of your home.  These fees are often a charge to both a buyer and a seller.  If a buyer is looking for a home and has to pay an additional fee to the Realtor they are working with, they may think twice in using that agent.  We do not charge any of these fees.  Selling and buying a home with Wayne Turner in Mandeville, Louisiana means these fees are not charged to you.  Log onto www.nolaMarketValues.com to get the real time value of your home in today's market.

Sell Your Home Yourself and Pay No Commissions – You reserve the right to assist in the sell of your home while it is listed with us and pay no commissions.  If you choose to keep us involved in the transaction as your Realtor, the fees for our services will be only 3% of the full contract sales price.  Check out all of our listings at  www.WayneTurnerGroup.com  Find out the value of your home in today's market at www.nolaMarketValues.com

Here a some quick tips that I have learned over my 13 years of selling homes.  These ideas will speed up your home selling process and put more money in your pocket. If your thinking of selling in the St.Tammany Parrish area. . .give me a call 985-674-1111 or check out my website, www.WayneTurnerGroup.com

- Repaint walls with light neutral earth tones if possible

- Add a little water to latex paints when touching up.  This will prevent non-matching paint spots.

- If you have pet or smoke odor place ½ vinegar and ½ water in a large bowl.  Place in the center of    the room.  Replace with fresh water and vinegar daily.  The vinegar is a neutralizer and will not smell like vinegar.  This works great!

- Change you air return filters.  Place a couple of bounty sheets over the filter. 

- Straighten closets so you can see the floors. 

- Replace light bulbs as needed. . . Brighter the better

- Minimize your counter tops.  Put away, cook books, hair dryers, tooth brushes, etc.

- Pools should be cleaned and crystal clear

- Kitchens and Bathrooms that sparkle sell homes

- Do you carpets need cleaning or replacing?  Ask Wayne!

- Tighten loose door knobs

- Check all faucets for leaks

- Let the sun shine in, open all blinds before showings

- Turn on all the lights. 

- Turn on pleasant music at a low tone

- Light candles if you have time. . . Never leave them burning unattended

- Take a walk with pets and family, it’s best to leave the home while it’s being shown

If you have remotely considered buying your first home, a new home or just selling your existing home and buying a bigger home, you couldn’t pick a more perfect time than right now!  Interest rates are at historical lows.  The Federal Housing Administration (FHA) has just announced the increase in their insurable loan amount from $226,400 to now over $270,000.  These types of loans only require 3% down. The down payment can be given to you as a gift for your assistance or you can use one of the many down payment assistance programs.  Each loan is evaluated and in some case if you qualify you can receive a 100% FHA loan.  Last month we found a home for a buyer and three weeks later they closed on their 3 bedroom, 2 bath, 2 car garage home for $186,000.  The buyers received a fixed rate FHA loan and only needed $500.00 out of pocket at the closing close.  

When buying a home through FHA, credit score is not the main concern.  You have to show a steady payment history but with (DTU) desk top underwriting, every situation is different.  Younger buyers may have no credit but can show steady payments on other items such as cell phones, car insurance or student loans.  You may have been behind on payments in the past but if you can show a pocket time of reason for example: a job layoff or medical leave of absence from employment, these are just two examples a person may have that can benefit them in the underwriting process.  We make buying a home is a safe, profitable and fun experience.   

The reality of home ownership is one of the best ways to accumulate personal wealth.  Owning a home gives us a since of accomplishment, stability and security.  Owning a home is like having a separate savings account.  As you pay your payments the principle amount of your loan goes down and  the value of your home increases over time.  I like the example of a couple that bought a home and owned it for five years.  They paid $135,000 for their first home.  They lived in the home for five years.  They maid modest improvements such as painting, putting in new appliances and sprucing up the landscaping.  I listed and sold the home for this couple and watched as they made $30,000 at the closing.  They also received a tax savings from the IRS by righting off the interest payments they paid on their mortgage.  It was really neat to show them the $30,000 they made divided into the months they lived in the home in their case it was 60 months.  This means they received $500 in equity each month they owned the home.  If you subtract the $500 from their mortgage payment of $1100, they lived in a home for five years and only paid $600 a month.

To receive a private showing on any of our homes for sale call us today at 985-674-1111 or take a visual tour of any of our properties log onto:   www.WayneTurnerGroup.com