Many of us have fallen on hard times and you are not alone... 1 out of 10 home owners are in default. There is a better way that we can avoid the foreclosure process and keep your credit from being diminished with this unfortunate circumstance.  I can help make your situation easier and ease your stress.  You still have rights.  It is your home until the bank takes it back. 

It is important you understand that if your mortgage company forecloses on your home they have 5 years to redeem the deficiency from you, and this may be avoidable through a short sale.

I welcome the opportunity to discuss your options with you further, in person or on the phone. I can be reached at 985-674-1111.