We closed a house the other day and the buyer recieved $500 back from the closing.  30 year note with 4.25% fixed rate and no prepayment penility.  Rural Developement loans are available for all Mandeville real estate.  Mandeville, Covington and Madisonville Louisiana qualify for the RD program district.  The buyer must have a 620 or higher credit score and meet income requirements. 

My home sales have been strong.  We sold 3 houses this week and have placed 8 on the market this month.  I have seen the rates begin to move upward.  I new they would begin to increase soon.  If you would like more info on rd loans go to http://activerain.com/blogs/turnwayn